If they don't meet the standard, they have to provide rebates to consumers - and millions of consumers have received $1.9 billion in rebates. Insurance companies have to spend at least 80 percent of your premium dollars on health care. More than 129 million Americans with pre-existing conditions can no longer be denied coverage or charged more because of their health. Here are the key facts about the Affordable Care Act.ġ05 million Americans no longer have lifetime dollar limits on their coverage. If you don’t have health insurance, you can qualify for financial help to lower the cost of premiums in the Marketplace, and many Americans can get a plan for less than $100 per month. A Health Insurance Marketplace in every state offers consumers a choice of private health plans. If you are uninsured or are struggling to find affordable health insurance, the health care law brings you options to get covered. The law is making sure consumers and their doctors - not insurance companies - are in charge. If you are one of the millions of Americans who gets health insurance through work or through a program like Medicare, you are benefiting from rights and consumer protections. On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices.
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